Written by: Keun H. Maeng
Many college students are bombarded with overwhelming liabilities due to limited income from part-time jobs or by frugal amount of allowance students receive from their parents. Fortunately, there are ways for college students to save money just by following some of the steps to lessen their debts.
As a student myself, I indeed acknowledge that college textbooks are expensive. However, textbooks are required for most of the courses students take. Amazingly, there are places online where they offer textbooks for free. The free textbooks offered are no different than the textbooks you buy from the bookstores. Therefore, searching for free textbooks online will save significant amount of money. You should also consider buying, trading and selling used textbooks. Purchasing a new textbook should be the last alternative when purchasing textbooks.
Money should be the first priority when selecting a place to live. That is why living on campus is a wise choice financially. When in doubt selecting a place to live, students should compare the cost of living on campus with the cost of living off campus. There are websites that guides and cumulates the total expense of living on and off campus.
College students receive numerous benefits. One of them is the banks that offer free checking and savings accounts to college students. To reduce any fees and charges that are avoidable, students should carefully research and find banks that offer these benefits. Improving the FICO score can also reduce a significant amount of interest rates on student loans and credit cards. Therefore, it is very important to pay your bills on time.
Applying for financial aid and scholarships is an extremely important step for students to save money while in college. There are some types of aid that are not required to be paid back. Therefore, students should take advantage of this pivotal option. Lastly, students can save money by simply managing the money they have. Taking classes like FIN 378 can help you manage your money while in college. Not only learning how to manage money is important, but also sticking to the plan is essential when committing to a financial goal that you want to get accomplished.
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